Property Tax Estimator by State
NewEstimate annual and monthly property tax from home value and state average rates.
Annual Property Tax
5,880.00
Monthly
490.00
Effective Rate
1.47%
The national average effective property tax rate is 0.92%.
State average effective rates only. County and city millage, assessment ratios, and homestead exemptions can move an actual bill well above or below this estimate.
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About Property Tax Estimator by State
Property Tax Estimator turns a home value and a state into an annual and monthly property tax figure using average effective rates — the tax actually paid divided by home value, which is far more useful than headline millage rates you cannot interpret without local assessment ratios. Enter a value and pick a state to see the estimated bill, the state’s effective rate, and how it compares to the national average. A full sortable table ranks every state and shows what each would charge on your home value, which makes the spread visceral: the same house can cost five times more in property tax in New Jersey than in Hawaii. The estimate is deliberately labelled as a state average, because county millage, city levies, homestead exemptions and assessment ratios all move a real bill away from it.
Key Features
Average Effective Rates
Uses tax paid divided by home value rather than raw millage. That makes states directly comparable without knowing local assessment practice.
All 50 States Plus DC
Every state included, with DC treated as a state since it behaves like one for property tax purposes.
Annual and Monthly Figures
Shows both, because the monthly number is what goes into a mortgage escrow calculation.
National Average Comparison
Places your state against the national average so you can see whether you are above or below the middle.
Full State Ranking Table
Every state ranked by rate with the tax each would charge on your specific home value, and your selection highlighted.
Explicit Local Variance Note
States plainly that county and city rates vary. Presenting a state average as a precise bill would be misleading.
How to Use
- 1
Enter your home value
Use market value or the assessed value your county uses, depending on which you are estimating from.
- 2
Select your state
The state average effective rate is applied to your value.
- 3
Read the annual and monthly bill
The monthly figure is what a lender would collect in escrow alongside your mortgage payment.
- 4
Compare to the national average
See how your state sits relative to the middle of the range.
- 5
Browse the state table
Compare what the same home would cost in every other state, useful when weighing a relocation.
Real-World Use Cases
Relocation Cost Comparison
A family weighing two job offers compares property tax on an equivalent home in each state before factoring salary.
Total Housing Cost
A buyer adds the monthly property tax estimate to their mortgage payment to get a realistic housing cost.
Retirement Location Planning
A retiree on fixed income screens low-property-tax states, since the bill continues after the mortgage is gone.
Frequently Asked Questions
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